Category Archives: Insurance

Republicans are promising that they care about pre-existing conditions. But you if you have a pre-existing condition, you should be freaking out.

Most Americans get their insurance from their employers. Yet how much do individual employees really know about how health plans work? For many, the story has not been particularly pretty of late: rising employee premium contributions, rising deductibles, rising co-pays and co-insurance, rising out-of-pocket spending.

A new report this week about future increases in Medicare spending set off wildly misleading headlines about the program’s future and what it might mean for efforts to expand it, as many prominent Democrats are proposing. As you wade through all this, there may be much less to the new forecast than meets the eye. Keep in mind three points:

Jill Ladkin was already having a terrible autumn. It began with a seizure that put her in the hospital with what seemed like scores of unfamiliar physicians attending to her state of health.

Employees choosing workplace health benefits for next year will probably not see a major change in their premiums. But they are likely to encounter more options for “virtual” doctor visits.

Choosing a health savings account can be daunting, especially for people funding one for the first time. But some comparison shopping can help minimize fees and maximize savings, researchers say.

Poor hearing is not just an annoying inconvenience.

WHEN it looked like their 6-year-old son was developing a severe cold last month, an East Hampton couple knew that it would be a good idea to keep him home and visit a pediatrician. They did neither.